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Welcome to NCCYou’s new website!

You can still access the same features you have been using. Please see the navigation bar and buttons for your convenience. If you have any questions, give us a call at (218) 279-3200.

New Hours at the Virginia Branch

The Virginia branch hours have changed to the following:

  • Lobby Hours: 8:30am – 5pm Monday thru Friday
  • Drive-up Hours: 8am – 5pm Monday thru Friday


We appreciate your partnership with NCCYou!

Annual Meeting / Call for Elections

Please join us at our annual meeting on Monday, March 9th at the AAD Shrine Temple, located at 5152 Miller Trunk Hwy in Hermantown. Our Social Security Seminar starts at 5:15 pm and the meeting will start at 6:30. Cakes, snacks, and refreshments will be provided, and members in attendance will be eligible to win prizes!

Call For Elections:

Nominations for the following positions are open:

·Three (3) three-year terms on the NCCYou Board of Directors.
·One (1) three-year term on the NCCYou Supervisory Committee.

Applications can be found here or picked up at any branch and submitted to:

Northern Communities Credit Union
Attn: Nominating Committee
3311 W. Arrowhead Rd.
Duluth, MN 55811

Deadline for application is February 18th.

NCCYou Members Receive a Discount from TurboTax

With TurboTax® and Northern Communities Credit Union, it’s easy to do your own taxes. TurboTax coaches you every step of the way to the biggest refund you deserve, automatically double checking as you go. NCCYou members can now prepare, print and e-file simple federal tax returns FREE with TurboTax Federal Free Edition. Start TurboTax for FREE today!


Scholarships Available through Family Involvement Council

The Minnesota Family Involvement Council is accepting applications for their 2015-2016 season. In 2015, the FIC will award $10,00 in scholarships to credit union members continuing their education.

Four $1,000 scholarships and twelve $500 scholarships will be awarded to 16 credit union members throughout Minnesota. Anyone who is a member of a credit union affiliated with the Minnesota Credit Union Network and pursuing post-secondary education in fall 2015 and spring 2016 is eligible. To apply, credit union members must complete a one-page application form and submit an essay that answers the question: “What is your interpretation of the American Dream and how do you plan to achieve it?”

Click here for the FIC’s scholarship information page and to start the online application.

Click here to learn more about NCCYou e-Statements!

And while you’re at it, check out our new mobile banking app for Apple and Android devices! Simply go to the Apple Store or Google Play store and search for NCCYou!

Membership with Northern Communities Credit Union is open to anyone who lives, works, worships, or attends school in St. Louis County, or is the relative of someone who is a member.

  • Arrowhead
    3311 W. Arrowhead Rd.
    Duluth, MN 55811
  • Woodland • Shops at Bluestone
    1004 Woodland Ave.
    Duluth, MN 55803
  • Virginia • Mountain Iron
    800 S. 16th Ave.
    Virginia, MN 55792

Looking to change your living situation? Still paying rent? Need to update your home? Perhaps you want to flip houses or buy property to rent out. No matter what you are looking to do, we can help.

NCCYou has a wide variety of home-buying products, and some of them are even exclusive to NCCYou, with no other credit unions in the surrounding areas offering them! More importantly, mortgage rates have DROPPED HISTORICALLY LOW! Rates are lower than they have been in nearly two years. However, industry experts are predicting that they will rise again later in 2015, so don't put off your home-buying plans. We have plenty of options and have already saved members a lot in monthly payments.

Please share this important info with friends, family, neighbors, and coworkers. They'll thank you when they lock in a great rate!! Call our Mortgage Loan Officer at (218) 279-3200 Ext. 237, or visit for more information.
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January 28th, 2015 at 1:47pm
Have you seen our new website? If you are still seeing the old site, you might be accessing it through your...
January 27th, 2015 at 2:21pm
Looking to change your living situation? Still paying rent? Need to update your home? Perhaps you want to flip...
January 26th, 2015 at 7:00pm
There are only a few days left for students to apply to the Minnesota Family Involvement Council Scholarship. The...
January 22nd, 2015 at 3:36pm
Watch what happened at the UMD game on Friday. The Red Line Shoot out we hosted turned into a life changing...
January 22nd, 2015 at 3:34pm
Watch what happened at the UMD game on Friday. The Red Line Shoot out we hosted turned into a life changing...
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